Episode 11

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Published on:

25th Jun 2019

Episode 11: Criminal Interest Rates / Épisode 11 : Les taux d’intérêt criminels

What happens when the effective interest rate on a loan exceeds 60%? Find out about criminal interest rates, payday loans, and how actuaries bring actuarial evidence to bear in court.

Featuring Craig Allen (FCIA), Principal at Craig A. Allen, David Hart (FCIA), Pension Consultant and Actuary at Hart Consulting; and Peter Gorham (FCIA), Consulting Actuary and President of JDM Actuarial Expert Services.

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Que se passe-t-il lorsque le taux d’intérêt effectif s’appliquant à un prêt dépasse 60 %? Renseignez-vous sur les taux d’intérêt criminel, les prêts sur salaire et la manière par laquelle les actuaires peuvent se servir de preuves actuarielles devant la cour.

Ce balado présente les Fellows de l’Institut canadien des actuaires suivants : Craig Allen (FICA), directeur chez Craig A. Allen, FCAS; David Hart (FICA), expert-conseil en régimes de retraite et actuaire chez Hart Consulting; et Peter Gorham (FICA), actuaire-conseil et président de JDM Actuarial Expert Services. Cet épisode est disponible en anglais seulement.

En connaître davantage sur l'expertise devant les tribunaux

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About the Podcast

Seeing Beyond Risk / Voir au-delà du risque
Podcast of the Canadian Institute of Actuaries / Balado de l'Institut canadien des actuaires
The Seeing Beyond Risk podcast spotlights unique human-interest stories, engaging discussions on emerging actuarial trends, and noteworthy industry updates with the Canadian Institute of Actuaries (cia-ica.ca), the qualifying and governing body of Canada's actuarial profession.

Le balado Voir au-delà du risque met l’accent sur des histoires uniques, des discussions sur les nouvelles tendances actuarielles et des mises à jour de l’industrie avec l’Institut canadien des actuaires (cia-ica.ca/fr), l’organisme de réglementation et de qualification de la profession actuarielle au Canada.

About your hosts

Chris Fievoli

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Chris has been Seeing Beyond Risk’s primary host since its inception in 2019. He boasts a distinguished career as a Fellow of the Canadian Institute of Actuaries (CIA) and is a graduate in Mathematics and Actuarial Science from the University of Waterloo. With more than a decade's experience at the CIA, Chris currently serves as the Actuary of the Communications and Public Affairs Department, blending technical actuarial prowess with effective communication strategies. His previous role on the Society of Actuaries Board of Directors from 2007 to 2010 underscores his dedication to the profession.

Through Seeing Beyond Risk, Chris melds his passion for storytelling with his profound understanding of risk management. Each episode offers insightful conversations that resonate with both professionals and enthusiasts, inviting listeners on a journey to uncover the intricacies of risk. With Chris at the helm, the podcast provides a platform to explore, learn and navigate the complex landscape of risk with clarity and confidence.

Maude Ayotte

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Joining the CIA in 2021, Maude offers a fresh perspective to the podcast as its co-host, specifically in episodes featuring French-speaking guests. With a background in French literature and criminology, her multidisciplinary approach to co-hosting enriches discussions on risk management by pulling out nuanced perspectives from different fields.

Maude's rich experience of more than seven years working in communications seamlessly integrates with her passion for storytelling, amplifying the podcast's impact. Additionally, her extensive 15+ years of experience in the performing arts field brings a creative flair to her role, elevating the listener’s podcast experience. What’s more, her ability to draw from this diverse range of disciplines enriches the overall quality of Seeing Beyond Risk, providing a holistic exploration of risk in various contexts.